I figured out the source of New Zealand poverty


It turns out, the parents spent all the money!

Shoppers spent a massive $5.3 billion last month, the latest Paymark figures show.

Spending last month – fuelled in part by Christmas shopping, Boxing Day sales, and New Year’s Eve holidaymakers – was up $300 million, or 5.4 per cent, on December 2013.

Last year also saw the highest growth in spending since 2007, with Paymark processing $52.3 billion of transactions for the year – up 6.6 per cent on 2013.

Don’t you see?  People have no money, because they are spending it in every increasing amounts.  

Paymark customer relations head Mark Spicer said the high growth rate was due to stronger consumer confidence. “I think what we are seeing now is consumer confidence is stronger along with a building of a stronger economy. Consumers feel more confident about getting out there and spending and that’s reflected in the figures.”

Consumer confidence.  Stronger economy.  These are just John Key and Steve Joyce trying to use fancy words to hide the true problem:  lots and lots of family have no money!

Mr Spicer said spending throughout 2014 had been very consistent. However, spending had got off to a slow start in December – Paymark’s busiest month of the year.

“There were some strong figures all the way through [2014], albeit December did start a bit slower, and I think that can be attributed to the cooler start to summer.

“But generally, by the end of that calendar year the figures have shown us it has been a very strong year, for both value and also for transaction and volume.”

What is wrong with us all?  We spent steadily and increasingly all year?

Why would we expect to have any money left?

Why doesn’t anyone consider the poverty!?


– Nikki Papatsoumas, NZME


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  • oldmanNZ

    With so many bargains on flat screen 55inch, no, its now 65 inch tv i have no control on my spending.
    I really need that bread maker, it will save me $ in the long run, if i use it more than twice a year.
    Those massagers also come in handy, i got 3 of them at home i never get to use.

    Why do i spend all the money? Its john key fault, he keep saying the economy is good.

  • Wheninrome

    Slip sliding away slip sliding away, the nearer I get to heaven the more it keeps slipping away.
    Just like greased lightening that cash keeps going.

  • Olympia

    This article doesn’t make any sense. Paymark is merely reporting figures processed through their network and to link it to poverty without any evidence or facts to back up the statements is just bad journalism.

  • caochladh

    Was not the picture of the heart wrenching urchin above, used by the MSM to accentuate their attack on the government an overseas file picture and not a NZ child as it was meant to portray?

    • Ratchette

      It is an overseas photo. There are no such steps in New Zealand, I don’t have time to check it out right now, but look to the right of the child and note the repeat patterns on the vertical riser of the stone step. My guess would be Turkey or Greece.

      • friardo

        Curious patterns, most of the right side of the picture, from top to bottom is photoshopped; a quick look will show you the mirror images pasted in. The step is cast concrete, plastered on top and it’s all quite new, no age generated staining, just those marks from the concrete formwork. Such things are common in NZ and most parts of the world.

    • Correct: http://m.shutterstock.com/images/106321709
      So Cam is equally at fault, or is alternatively quite appropriate in the context of commenting on the apparent agenda of some MSM. I think the latter.

      • Ratchette


      • caochladh

        In my mind, it shows how far our tawdry MSM are prepared to go to deceive the public and by using their depiction of what is supposed to give the inference of an impoverished NZ child reinforces that.

    • friardo

      Come on, it’s just a picture used to illustrate a point. Shutterstock and hand drawn sketches fulfil the same purpose, by MSM or WO. I’ve seen skinnier, more unhappy kids than that, screaming and trailing behind their mothers in the supermarket with no shoes on either; they then pile into a large people mover or Holden and drive off.

      • caochladh

        They are writing stories about NZ children in “poverty”. As such, I would expect that story to be backed up by primary evidence and primary evidence for me would be photographic evidence of the NZ children in poverty, not some pre-prepared waif from god knows where.

        • friardo

          You seem to be confusing a sign with a symbol. Both are used in most media. You’re after a sign that child poverty is real, which would involve photographs illustrating that poverty, of at least a significant proportion of such children. This photo is used as a symbol, a flag if you like, drawing attention to the content of the article. Symbols frequently are used when it is virtually impossible to show a sign or signs of an event due to the large number required (as in this instance) or any other reason.

          • caochladh

            How difficult is it to take a picture of unkempt, starving children in a filthy rat infested house when (if) they are actually there supposedly interviewing the “family”.

  • LisaGinNZ

    Seems you cannot force “parents” to care for their offspring if said offspring are just a means to an end – the end being a bigger welfare check. If it is the “governments” job to take care of your spawn, why would you bother? ….. The spending of “parents” is just another symptom of how Leftist welfare policies do NOT work.

    • Albert Lane

      But we’ve got those leftist welfare policies. How do we change the cycle of dependency? Any government that tried would be immediately accused of unjustly punishing those who are at the bottom of our income ladder. There are ways we can start to reduce welfare dependency, and one of them would be to require all beneficiaries (both male and female) to be on a course of contraceptives until they cease to be dependent upon the State (the taxpayers). Will this ever happen, or will there be an immediate outcry from those who would consider such an action to be contrary to religious doctrines? And the next question is: who would be brave enough to bring it in?

      • LisaGinNZ

        Here are some “next step to welfare reform” tips from Heritage:

        – Account for Welfare Spending

        – Get costs under control

        – Promote work not government dependence

        – Policymakers must act (<- who in NZ will? dunno)

        more here: http://www.heritage.org/research/factsheets/2011/03/welfare-reform-the-next-steps

        • Albert Lane

          I would personally like to see welfare beneficiaries give something back to society in recognition of the help they are given. Unemployed people could be given a few bags and tongs, and they’d be responsible for keeping the berms and roadside tidy in a given area.

  • cows4me

    This is very bad news for the media, the wealthy poor will now want payment before they are pimped.

  • Catriona

    Yes indeed, the little people are the ones who suffer at the hands of their incapable, lazy, indolent useless parents. I’ve said if before and I’ll say it a again – the so called ‘poor’ people will have their Warehouse Card and their Famers card maxed out, still paying for Xmas 2013 and then about 3 – 4 months out, they get a nice letter from these parasites telling them they are valued customers and because we’re such nice people we’ll extend your credit so you can have a good time shopping up large at Xmas time. Guess where the added value comes in with the use of these cards and, also, credit cards – yep that’s right, the monthly charges ie. you haven’t paid the amount in full so now we’re gonna ping ya with interest. Not to mention the extra booze they’ve poured down their throats all in the name of Christmas.
    Nohing will change until these people take ownership for every good or bad decision they make.

  • RobT

    Too much pressure from a way over serviced retail sector aimed at the a population which is generally low paid. Pity the average family around Christmas time trying to balance a budget and resist the pressurising call to spend ..spend…SPEND!

    • I.M Bach

      Thankfully my wife shares my sentiment toward Christmas; it’s a retail trap. Apart from a ham (bought because it’s great summer fare) and some bubbly (because we had a little time on our hands) it was business as usual; no tree, no gifts, no turkey, no credit card sprees. Every New Year we are glad to see the back of it all. If we buy each other (or anyone else) gifts it is for personal reasons and no amount of retail pressure will ever change that.

      • RobT

        That’s a steadfast resolve! You are obviously from your comment a disciplined person?
        Unfortunately a good percentage of our people aren’t.
        I guess if we all dug our toes in similarly…..our economy would spiral down?

        • I.M Bach

          Don’t worry, we spend, just not on dumb stuff like Christmas.

  • mommadog

    Good detective work Cam. Its a shame that those who advocate for even more welfare hand-outs haven’t figured it out. Its ok to spend all the money because then you just go and ask for more. The Greens and Labour even promised to give more hand-outs in return for a vote for them. However the poor were too busy spending and couldn’t get to the polling booths in numbers that counted – so no more hand-outs at present. They will have to starve for the next 3 years until the next election. Never mind, those hungry kids that haven’t been fed all holidays will be back at school in a few weeks to get their free breakfasts and lunches.

  • JustanObserver

    It is quite simple really, you see, if you don’t have the same size TV, or Tablet, or Smartphone, or an equal number of potatoes and steaks on your plate, not to mention an equivalent number of dining-out-days at one of the Restaurant Brands or Ronald’s establishments as your neighbour … or anyone.
    You feel you have room in your fridge for more beersies, but just can’t make your Government ‘entitlement’ stretch far enough to fill it because you supported local ‘entrepreneurs’ by purchasing their ‘mellowing’ herbs …
    You are in Poverty, it is quite obvious.
    Head back to WINZ, join the ‘Pay-Queue’, then tell your story to John Campbell, he will always look for your truth.

  • SlightlyStrange

    I got really angry in the lead up to Christmas, with all the news articles making out that “lower than average” spending in early December was a BAD thing.
    What is it with this pushed drive to encourage everyone to spend more and more money every year for Christmas?
    And then, when you go to articles about young people struggling to save for a deposit, many people complain about them still having their smart phones, big TV’s and sky (which actually a lot of the ones who truly have something to complain about don’t). But when there is an article about poverty in the same website, the commenters are usually so much more sympathetic – never mind that this house also has smart phones, tablets, big TV’s, sky, flash cars, a dog and an overflowing glass recycling pile.

  • Nz front

    The poor are being pimped like a stereotyped muppets. Very sad but when it comes to alcohol I don’t give a dam.

  • Tom

    Yup the costs are definately flying upwards. I’m sure a dozen beer cost less last year. Oh well time to pack the missus off to work to pay for it.
    Joking aside, most of the so called poverty is the “we want it now” generation who expect to have it today and pay next year. Simple solution, if you can’t afford the goods or children then wait till you can.

    • Wallace Westland

      Dead right. The concept of “No Interest & No Repayments for 3 Years” was probably one of the master strokes of marketing.
      I always wondered what the dimwits that sign up for that think three years later when the 1st repayment letter arrives for their 3 year old fridge?
      I bought a new one a couple of years ago on interest free terms and paid it off. I am fully aware that the ticket price includes interest but the ticket price was still the amount I was prepared to pay and that’s all I paid, and a year later it was paid off and the beer is perfectly cold each evening.
      There is a rumour going around that’s it good for keeping food in too but I’m a bit suss on that one…I just don’t see how fish and chips is good in the fridge! :)

  • pisces8284 .

    Waiting in anticipation Cam for your post on the child left at WINZ yesterday