So, you are saving for your retirement? How’s that working out for you?

It’s John Oliver…Strong language advisory – headphones needed if in communal listening area.

John Oliver discusses how the very people you think are supposed to be helping you to save for your retirement are, in fact, helping themselves…to your money.

There is not a lot to disagree with here, and although it is US-centric there won’t be too much difference to here and how KiwiSaver funds are managed.

There is a reason why people buy houses and rent them out as their retirement plan. It is something you can touch and see. It is something that can provide you an income even when you have a mortgage, and to buy a bigger asset than you could have by simply saving. When it is paid off you have good supplementary income on top of your pension. People always need a place to live and not everyone can buy a house. It appears and feels a whole lot safer than trusting your nest egg to the vagaries of a market few people actually understand. Everyone understands bricks and mortar.

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